rdsp ottawa will lawyer

I have a son with a disability. Can I open an RDSP for him?

rdsp ottawa will lawyerAt my law office in the Kanata-Stittsville area of Ottawa, I often get asked this question by parents and other loved ones of a child or adult with a disability. The short answer is, it depends.
I recently met with John and Linda (not their real names) to discuss their estate planning. They were considering whether a Registered Disability Support Plan (‘RDSP’) made sense for their disabled adult son, Peter. Given his limitations, however, they didn’t think he would have the capacity to open it for himself. They wondered if they could open it for him.
As I explained to John and Linda, the answer depends upon a few factors:

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